If you’re struggling with your mortgage repayments and can’t get back on track – or are worried about losing your home, the temptation may be to ignore the problem. Don’t. Here is what you can do and where you can find help.
If you can’t afford your rent, or you’re facing a rent increase, there are things you can do. Here’s where to find help and how to speak to your landlord. What’s in this guide Dealing with rent increases Help if you can’t afford your rent Help if you’re already behind on rent (in arrears) […]
Higher interest rates mean many are struggling with more costly monthly payments. If you’re worried about keeping up with your mortgage – or have already fallen behind – there are steps you can take to get back on track. Discover the help you can get now, including tailored support from your lender and added help […]
If you’re struggling to meet your mortgage repayments, the government could be able to help. You could be able to sign up for the Mortgage Rescue scheme, Support for Mortgage Interest, or other government benefits that might boost your income. What’s in this guide Contact your lender first Get free advice The Housing Loss Prevention […]
Sale-and-rent-back schemes are where you sell your home but continue living there as a rent-paying tenant. What’s in this guide What is a sale-and-rent-back scheme? Risks with sale-and-rent-back schemes Sale-and-rent-back alternatives If a sale-and-rent-back scheme is your only option Get the key facts Sale and rent back – if things go wrong Useful contacts What […]
If you’re on certain benefits and struggling to pay your mortgage, you might be able to get a loan from the government to help pay the interest – so your usual repayments are less. This is called Support for Mortgage Interest (SMI). What’s in this guide What is a Support for Mortgage Interest (SMI) loan? […]
