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financial tools

Find our useful budget planners, benefits and grants search tools and pension calculator to help you plan ahead and get your finances on track.

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We have an array of useful tools and tips to help you get your finances on track. Whether you want to set up an accurate monthly budget to track your income and expenditure, start paying off debt or check your pension details, we can help.

You can also use our benefits calculator and grants search tool to find out what financial support you could be eligible for.

our tools

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budget planners

These tools will help you to create an in-depth budget plan, giving a breakdown of income and expenditure.

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savings calculator

If you're looking to get a hold of your savings and organise your finances, this tool is for you.

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benefits calculator

Check which UK benefits you may be eligible for, including welfare benefits, grants and other support.


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pension calculator

Find out how much money you need in retirement and an estimate for how much you're on track for.

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50-30-20 calculator

Our handy calculator splits your income into needs, wants and savings to help keep you on track.

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grants search tool

Find out which UK grants you could be eligible for based on your financial situation.

downloadable budgeting spreadsheet

If you're looking for an in-depth budgeting plan, our downloadable excel spreadsheet allows you to input your own income and expenditure to create a bespoke monthly budget breakdown.

our services

We have advice on managing debt, UK benefits and who’s eligible, pensions and a whole host of budgeting advice. Whether you’re a current or retired ICAEW member or staff member, ACA student, spouse or dependent of an accountant, our free, bespoke financial support is available to help you get back on your feet.

Our financial support can help to pay for essential home repairs, energy costs, care home top-up fees and car repairs and maintenance. If you're struggling to pay for essential living expenses such as mortgage or rental payments and even ICAEW membership fees, we may be able to assist. Get in touch today.

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budget planners

MoneyHelper’s budget calculator alongside our downloadable budgeting spreadsheet can help to show you exactly where your money is being spent and how much you’ve got coming in.

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pension calculator

Use MoneyHelper’s pension calculator to find out how much you need in retirement and how much you’re on track for.

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savings calculator

One thing about saving is that, sometimes, it can be difficult to know how much to save or how long it’ll take. Try out MoneyHelper’s savings calculator below to tackle both those problems.

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grants search tool

Want to know what grants you are eligible for? Try our free grants search tool to discover what money you might be missing out on that you won’t ever have to pay back.

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50-30-20 calculator

This 50-30-20 calculator splits your take-home monthly income into suggested spending in three areas: necessities, wants and savings.

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debt toolkit: six-step guide to sorting your finances

Support Officer and debt expert Lee Melling explores the steps you can take to tackle debt effectively. He also reveals how we can help you improve your financial situation.

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redundancy pay calculator

If you’re being made redundant, or think you might be at risk, Money Helper’s redundancy pay calculator can help you check you’re paid what you’re entitled too.

S.C.A.M - how to tell if someone is scamming you

Want to know how to spot a scam? See helpful advice on how to avoid scams – online, on the phone, and via phishing. Check out our easy guide.

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29 April 2025 12.30pm – 1.30pm BST

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Do you want to get a good night's sleep? Join us to discover practical tips and activities that will help you sleep longer and better.
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Are you struggling with imposter feelings? Join us to explore ways to overcome imposter syndrome, and how to break free from these beliefs.
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Feeling drained? Stress can cause negativity and burnout. Join us to manage stress and boost wellbeing.
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your questions answered 

Who is eligible for support?

We support past and present members of the Institute of Chartered Accountants of England and Wales (ICAEW), ACA students, ICAEW staff members, and the family and carers of members and students. 

Not sure if you’re eligible? Use our interactive eligibility tool to check if you or your family could get support.

Are your services open to everyone, regardless of financial situation?

Most of our services, including mental health support and legal advice, are provided free regardless of your financial circumstances. For our financial grants, we will conduct an assessment, looking at your income and assets, to determine what help we can provide.

I’m an accountant, but not a member of ICAEW, can you still help?

Unfortunately not. We only support past and present ICAEW members, their carers and their families. If we are unable to support you, where possible we will point you to help elsewhere. Please visit the ACO members page to see if there is another occupational charity that can assist you. 

caba has supported me in the past; can I receive support from caba again?

We assess all applications based on current circumstances. Whether you’ve received support in the past or not, we’ll discuss all your options with you. Please call us if you need our help.

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